jonas, go ahead. >> these kids... >> they aren't doing a lot of home renovations in the basement. i'll say there's a big issue and that is that, i don't think either candidate or president is addressing it, these kids are coming out with $100,000 degrees, that are in history and in things that are -- film and will not match with today's workforce. and they are not a good fit to where the jobs are today, plus construction workers out of business and, they will be burdened by debt and, it is sad. right now it is the easiest time -- i wish when i was out of college, you could get a fha loan, and, you have a house and don't have your parents breathing down their neck and they are going home, over that and it must be a bad labor market and that is what we have to address, not the patch work things. >> susan, this is a sign people don't have jobs, they are fighting, you know, debt. debt is now a trillion dollars. for student debt at this point. >> that is a huge issue. i wouldn't say it is necessarily only because people don't have jobs but i think a lot of people, to john's point, whic